DFTP Institutional Trade Finance
Creditor Workspace

Creditor cabinet

Origination intake, pricing discipline, approved limits, and servicing oversight for trade-credit deployment.

Entity: Meridian Structured Credit Coverage: Receivables, PO, inventory Mandate: USD 35M Target decision SLA: 24-72h
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Dashboard

Credit-side operating view across active mandates, approvals in committee, utilization, and borrower servicing quality.

Approved capacity $18.4M

Committed across active and allocation-ready credit cards.

Undrawn balance $6.7M

Still available under live approvals and borrower conditions.

Pipeline in committee $9.2M

Under underwriting, covenants review, or final credit decision.

Servicing watchlist 3 cases

Deals with delayed evidence, concentration drift, or covenant review.

Average coupon

12.6%

Weighted across approved products and funded transactions.

Average advance rate

71%

Current mix across receivable and shipment-backed structures.

Decision SLA hit rate

89%

Share of files answered within internal underwriting timeline.

Stage 2 delinquency

2.1%

Exposure with mild servicing stress but no default trigger.

Collateralized share

74%

Facilities supported by escrow, assignment, or warehouse controls.

Max borrower concentration

14.3%

Below current single-name policy threshold of 17%.

Approved volume trend $18.4M
Cash collections $2.9M / 30d
Net portfolio yield 12.6%

Underwriting posture

Preliminary screen

6 files are in first-pass eligibility and structure review.

Screening
Covenant design

4 files are being shaped into reserve, tenor, and trigger packages.

Structuring
Final committee

2 files are queued for final internal approval.

Committee
Best-performing corridor

EU to MENA receivables are collecting on time at 96.8%.

Strong
Watchlist drivers

Current watch items are one BoL delay, one buyer concentration uplift, and one insurance renewal.

Watchlist
Crypto-enabled exposure cap

Structured exposure with crypto rails remains limited to 18%.

Capped

Immediate actions

Refresh borrowing base

Update DFTP-CR-188 before the next borrower drawdown request.

Today
Reserve release memo

Approve the release note for the Atlas Citrus facility.

Approve
Logistics SLA review

Check the revised service terms on the cotton yarn shipment batch.

Review
Conditional approval

One credit decision is pending final insurer wording alignment.

Pending wording

Credit cards

Credit products and borrower cards visible to exporters and allocators across the marketplace and bilateral pipelines.

New credit card
ID Borrower / focus Product Limit Advance Price Status Action
CR-4102 Orion Trade Group / metals Secured loan $4.5M 68% SOFR + 8.2% Published Edit
CR-4117 Atlas Foods / invoice pool Invoice finance $2.1M 77% 12.1% fixed Committee Review
CR-4096 NordMet / buyer-backed Receivables line $6.8M 72% 11.4% fixed Funded

Documents

Ready to download 10 documents

Credit policies, term sheets, and settlement evidence available for your facilities.

Pending review 6 files

Awaiting legal, insurer, or borrower validation.

Expiring soon 2 docs

KYB, insurance, and corporate resolution nearing expiry.

Requested 1 pending

Collateral appendix request in queue.

Document registry

Credit policies, facility term sheets, settlement evidence, and compliance attestations for your allocations and regulatory needs.

Document Deal / scope Category Period Version Status Action
Master credit policy Portfolio Credit policy 2026 v2.1 Ready
Facility term sheet CR-4102 Closing Q1 2026 v1.0 Ready
Collateral memo update CR-4117 Closing Q1 2026 Draft Pending
Drawdown evidence packet CR-4102 Statement Mar 2026 v1.0 Ready
KYB attestation Portfolio Compliance 2026 v1.1 Ready
Assignment agreement CR-4102 Legal Q1 2026 v1.0 Ready

No documents match selected filters.

Funding

Pending drawdowns $1.8M

Approved and waiting for borrower conditions precedent.

Collections due 14d $2.4M

Expected principal and coupon receipts on open funded cases.

Reserve held $620K

Liquidity and dilution reserve across risk-elevated borrowers.

Cost of funds 6.1%

Blended treasury and partner funding stack.

Funding queue

CR-4102 tranche 2 drawdown

Warehouse receipt confirmation is still outstanding.

Waiting receipt
CR-4117 conditional approval

Insurance wording addendum must be attached before release.

Addendum
CR-4096 reserve release

Release is scheduled once buyer acknowledgment is logged.

Scheduled

Settlement rails

USD escrow rail

Primary protected cash account is held with Harbor Trust Bank.

Primary
USDT custody rail

Used for hybrid settlement structures with digital payout legs.

Hybrid
Collections account

Dedicated account receives cash from assignment-backed invoices.

Assigned

Integrations

Connect e-signatures, banking, document workflows, and credit systems. Integrations sync with DFTP credit cards and servicing flows.

DocuSign

Connected

E-signatures for facility agreements, security documents, and reserve release memos.

Banking API

Active

Drawdowns, collections, and escrow flows via SWIFT and correspondent rails.

Document management

Not connected

Borrower packs, covenant compliance, and evidence storage in SharePoint or Drive.

Core banking / LOS

Pending

Sync limits, utilization, and covenant status with loan origination systems.

CRM & webhooks

Active

Approval events, drawdown requests, and servicing alerts to CRM or webhooks.

ERP / accounting

Not connected

Export facility data, fees, and reserve movements to accounting systems.

Settings

Entity status Verified

KYB, mandate, tax profile, and signatory set are active.

Security policy Strict

MFA enforced, passkeys enabled, withdrawal dual approval on.

Alerts 4 channels

Email, Telegram, webhook, and in-app digest configured.

Team access 6 users

2 approvers, 1 admin, 3 analysts with scoped permissions.

Entity profile

Core creditor identity, mandate defaults, and operating contacts used across allocations and documents.